Mortgage Calculators & Budgeting Tools

  • RPM Mortgage believes information is power. To help you make informed home loan decisions, we have refinance calculators, loan calculators, budgeting tools and other resources available for your convenience. Once you’ve run your own numbers, please get in touch with one of our experienced loan advisors who can help you interpret the results and answer any questions you may have.

    • Budget Calculators

      Rent vs. Buy
      Are you better off buying your home, or should you continue to rent?
      Mortgage Qualifier
      Can you buy your dream home? Find out just how much you can afford!
      Required Income
      Use this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income.
      Maximum Mortgage
      Use this calculator to determine your maximum mortgage and how different interest rates affect your how much you can borrow.
      Mortgage Payoff
      Save thousands of dollars in interest by increasing your monthly mortgage payment.
      Bi-weekly Payment Calculator
      Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment.
    • Mortgage Calculators

      Mortgage Loan
      Use this calculator to determine your monthly payment and amortization schedule.
      Mortgage Points Calculator
      Should you buy points? Use this calculator to find out.
      15 vs 30 Year Mortgage
      Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
      Adjustable Rate Mortgages
      This calculator helps you to determine what your adjustable mortgage payments will be.
      Mortgage APR
      Use this calculator to find the APR on your mortgage.
      Mortgage Tax Savings
      Interest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes.
      Balloon Mortgages
      A balloon mortgage can be an excellent option for many home buyers, use this calculator to see if a balloon mortgage might fit your needs.
      ARM vs Fixed Rate
      Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
      Interest Only Mortgage
      Use this calculator to generate an amortization schedule for an interest only mortgage.
      Option ARM vs. Fixed Rate Mortgage
      Use this calculator to find out how much money you could save with an Option ARM loan.